Smart Advisor for Insurers
Portfolio-level intelligence for your claims and risk teams — score risk across your book, compare product lines, and monitor claims in real time.
Portfolio Risk Scoring
Product Comparison
Plain-Language Explainer
Claims Monitoring
Loss Ratio Signals
Portfolio Risk Scoring
Where your book stands, in seconds
Enter a few portfolio metrics for a quick risk banding and what it typically means for renewal pricing.
Risk band: {{ riskBand }}
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Product Comparison
Typical loss profile by product line
Illustrative reference figures for comparison, not your company's live results.
| Individual Health | Group Benefits | Critical Illness | |
|---|---|---|---|
| Typical loss ratio | 62% | 71% | 54% |
| Avg. claim size | $410 | $680 | $9,200 |
| Avg. turnaround | 3.2 days | 2.1 days | 6.5 days |
| Fraud flag rate | 1.1% | 0.6% | 2.4% |
Plain-Language Explainer
Turn policy jargon into a member-ready sentence
Pick a term below to see how your service team could explain it to a member.
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Claims Monitoring
Your book of business, right now
Live figures pulled from your company's real claims, not a demo.
Log in as an insurer to see your company's live claims monitoring.
Log inLoading your portfolio…
{{ mOpenCount }}Open claims
{{ mPendingOver5Days }}Pending > 5 days
{{ mHighValueCount }}High-value claims (>$1,000)
{{ mAvgPayoutDisplay }}Avg. payout, processed claims
No claims on file for your company yet.
"Seeing pending-claim age and high-value flags in one place changed how we prioritize the queue every morning."
Priya Shah — Director of Claims Operations
See it against your own portfolio
Insurer FAQ
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